Plastic Surgery Financing in Fort Lauderdale, FL

Pricing and financing options

Book now, pay later

At the South Florida Center for Cosmetic Surgery, we believe your dream results should be within reach. That’s why we offer multiple payment and financing options—including Cherry, Alphaeon, Affirm, and United Credit—to fit your needs and budget. Whether you prefer to pay upfront or take advantage of “book now, pay later” plans, our team is here to walk you through every step and help you choose the option that works best for you.

cherry

Cereza

Obtenga nuestros tratamientos más populares ahora y pague después con los planes de pago Cherry. Cherry es una opción líder de "compre ahora y pague después" para pacientes que facilita la distribución de los pagos a lo largo del tiempo. No hay inconveniente en solicitarlo, ya que Cherry no realiza ninguna comprobación de crédito.

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alphaeon

Crédito Alphaeon

With an Alphaeon Credit card, you’ll find a wide array of monthly payment options. Click belore to find out now if you pre-qualify* without impacting your credit. When you pre-qualify, a soft inquiry is used to check your eligibility which will not affect your credit score.
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affirm

Afirme

Affirm le permite comprar ahora y pagar a plazos. Para empezar, haga clic en el siguiente enlace, introduzca algunos datos para solicitarla. La comprobación de su elegibilidad no afectará a su puntuación de crédito. Solicite una tarjeta virtual y utilícela para realizar un pago. *

* View Affirm Disclosures

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united

United Credit

United Credit offers a gateway to match patients with multiple lenders so there are a variety of options when applying for financing. This means a better chance at approval with affordable interest rates and payment terms best suited for a variety of credit profiles.
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Efectivo, cheque de caja, giro postal

Nuestro centro siempre acepta pagos en efectivo, que son la forma más fácil de pagar por su procedimiento. Aceptamos tanto cheques de caja como giros postales para todos los procedimientos de cirugía estética.

*Cash payments should be made in person at our office.

Credit or Debit Card,

We accept major credit and debit cards from Visa, MasterCard, American Express, Discover, and JCB. Make a payment using our secure online payment system powered by Authorize.net

Make an Online Payment
cherry

Choose the right payment option for your plastic surgery.

When approved with one of our financing partners, you can get the care you want now, and make payments later. If you are not interested in financing, you can put a deposit down to hold your surgery price and date. Then make payments on your own time leading up to your surgery date, as long as you are paid in full two weeks prior to surgery.

Ready to make a full payment? We make paying with a credit or debit card easy and secure through our online portal.

BBL

Plastic Surgery Financing FAQs

Yes! Many patients choose to finance their plastic surgery as a way to make their transformation more affordable and accessible. At the South Florida Center for Cosmetic Surgery, we partner with reputable third-party financing providers that offer flexible monthly payment options. This allows you to move forward with your procedure without needing to pay the full amount up front. Our goal is to help you invest in yourself confidently, with financial plans that suit your lifestyle and budget.

Yes, most plastic surgery clinics—including ours—offer structured payment plans through trusted financing companies. These plans make it easier to pay for your treatment over time while enjoying your results now. You can apply directly online, receive a quick decision, and customize your repayment timeline based on your credit and financial situation. Our patient coordinators are available to walk you through every step and help you choose the best plan for your needs. This flexibility ensures your cosmetic goals are within reach, no matter your circumstances.

Some financing programs provide pre-qualification tools that use a soft credit check—meaning your credit score won’t be affected. These tools help you see what options you might qualify for before you officially apply. While most financing companies will eventually perform a standard credit check, pre-qualification gives you a risk-free way to explore your options. Even if your credit history isn’t perfect, there may be programs that specialize in flexible approvals. It’s a great way to understand your financial possibilities early in the process.

Patients can choose from a variety of payment options to make their experience simple and stress-free. This includes credit-based financing, medical credit cards, or low-interest installment plans through third-party providers. We also accept traditional payment methods like debit, credit, or certified funds for those who prefer to pay in full. Our financing options are designed to accommodate a wide range of budgets and credit profiles. Whether you want a short-term plan or longer repayment terms, we’ll help you find the right solution.

The amount you can finance depends on your credit profile and the financing program you select. Many patients qualify to finance their entire procedure, including anesthesia, facility fees, and recovery costs. Approval limits vary by lender, but our team will help you identify the best options available for your situation. In some cases, you may be able to combine financing with personal payment methods for added flexibility. We want every patient to have access to their desired procedure without financial barriers.

Yes! Financing is available for nearly all cosmetic and reconstructive procedures, whether surgical or non-surgical. Patients commonly use financing for body contouring, breast augmentation, BBL, tummy tuck, or facial rejuvenation procedures. Many plans also cover MedSpa treatments such as injectables or laser services, giving you flexibility across multiple areas of care. You can even combine different procedures under one financing plan for a comprehensive transformation.

Repayment terms depend on your selected plan and the lender’s policies. Most financing programs offer flexible terms that range from several months to a few years, allowing you to choose what fits your budget. Short-term plans are great for patients who want to pay off their balance quickly, while long-term options lower the monthly payment. The goal is to make your procedure attainable without causing financial strain. During your consultation, our team can review sample plans to help you estimate what your monthly payments could look like.

Absolutely! Applying for financing before your consultation can help you plan your budget in advance. Pre-approval gives you a clearer understanding of your spending range and helps streamline your surgery booking process. Many lenders provide instant or same-day decisions, so you’ll know your options quickly. Once approved, you can discuss your financial plan during your consultation and align your surgical goals with your chosen payment method.

Yes, many financing programs are designed for patients with a wide range of credit histories. Even if your credit isn’t ideal, you may still qualify for a partial approval or flexible down payment options. Some programs even allow co-signers to improve eligibility and approval amounts. Our team can help you find lenders that match your financial profile so you can move forward confidently. Everyone deserves the chance to look and feel their best, regardless of their credit score.

Yes, we accept multiple forms of payment to make your experience as easy as possible. You can finance part of the cost and pay the remainder using credit, debit, or cash. This flexibility allows you to balance your out-of-pocket expenses while still taking advantage of financing benefits. Many patients use this approach to secure the procedure they want while managing their finances responsibly. Our team will help structure your payment plan to ensure a smooth process from start to finish.

In most cases, cosmetic surgery is considered elective and not covered by insurance. However, some procedures performed for medical or reconstructive reasons may be eligible for partial coverage. Because policies vary, we recommend speaking directly with your insurance provider for clarification. For cosmetic procedures not covered by insurance, financing offers a simple, accessible alternative. This makes it easier to invest in your goals while keeping your finances manageable.

All payments or financing approvals must be completed prior to your scheduled surgery date. Once your financing is confirmed, your procedure can be booked according to your surgeon’s availability. The lender will provide clear repayment terms outlining when your first payment is due. Our coordinators will also ensure you understand your timeline, so you can plan your budget confidently. Having your payment plan in place early helps make your pre-surgery experience completely stress-free.

Yes! Many patients choose to finance MedSpa services or post-surgical treatments alongside their main procedure. This can include skin tightening, scar therapy, lymphatic massages, or injectable treatments to enhance your results. Combining services under one financing plan helps you achieve a comprehensive and cohesive outcome. It also allows you to maintain your results long-term with manageable payments over time.

Financing allows you to achieve your aesthetic goals now without waiting months or years to save. It breaks your total cost into predictable, affordable monthly payments that fit your lifestyle. This makes it easier to prioritize self-confidence and wellness without financial stress. By financing, you can move forward with your transformation on your terms—comfortably, safely, and affordably. Our mission is to make feeling your best accessible to everyone.

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